Financing
Keep Your Budget Flexible
Acorn Finance makes it easy to search personal loan offers from top lenders to break your project into affordable monthly payments — all online and hassle-free.
Safe. Simple. Secure.
Acorn Finance partners with a network of lenders to bring you flexible financing options for your home improvement project.
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Rating: A+
- No impact to your credit score
- Checking for pre-qualified offers uses a soft credit pull and does not impact your credit score.
- $1,000 to $100,000
- Loan amounts from $1,000 to $100,000 with competitive APRs.
- Terms from 2–20 years
- Spread your payments out over a term that works for your budget.
How to apply
From estimate to funded
The application link comes with your estimate
We don't publish an open application link. You can apply for financing once you have received your estimate — the Acorn Finance link is attached to it.
- 1
Get your estimate first
Financing opens once your estimate is ready. We attach the Acorn Finance application link to your estimate, so you apply knowing exactly what your project will cost.
- 2
Check if you're pre-qualified
Open the link attached to your estimate and fill out a simple form to check if you are pre-qualified — with no impact to your credit score.
- 3
Choose an offer and apply
Compare your offers, choose the one that fits, and apply for final approval with the lender.
- 4
Get funded and get started
Once approved, you could get funded in as soon as 24 hours. Use your funds to pay your contractor and get your project started.
Already received an estimate and started an application? Sign in to view your offers.
Start with an estimate
Describe your project in your own words. We'll build a spec sheet for you to confirm, then send your free estimate within 24 hours. Your estimate arrives with the financing application link attached, so you can check your offers the same day. Eligibility and terms are determined by Acorn Finance and its lending partners.
All loans and other financial products are subject to credit review and approval by our partners. If approved, funding times may vary. Prequalifications use a soft credit pull that does not impact your credit score. However, our funding partners will conduct a hard credit pull when you express interest in an offer, and this could impact your credit score. Funding times may vary.